INVESTORS

Why invest with GovCorp Finance

At GovCorp Finance our primary focus is getting you the best returns from your investment. This is why our strategy is to deliver on 2nd mortgage funds/caveat loans as our primary product to our customers.

You, as an investor will typically see returns of 18% p.a on your investment opposed to the 3-8% that you might receive from conventional investments.

The risks are mitigated further by conditions including a required maximum LVR of 75%, negotiating shorter term loans (1-12 Months) and a clear exit strategy that usually involves refinance or the sale of the underlying asset.

As an Investor, you have total control of what loan contracts that we invest in on your behalf because we never take possession of your money. Once you make the decision to invest, your money is placed in an independent Third Party Trust Fund to ensure that you invest only when you have given written permission to do so. We will share the opportunities with you in detail and YOU CHOOSE where your money goes. Unlike some traditional models, there is no lock in contract period.

For more information about how to invest with GovCorp Finance please click here to download our Proforma.

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Superior Returns

  • Interest rate typically 18% pa verses 3-8% pa
  • Do not exceed 75% LVR
  • Short term 1-6 months
  • Clear exit strategy, usually involving refinance or the sale of the underlying asset
  • Commercial loans, no Mum and Dad homes eg: Developers, renovators
  • Target experienced business people
  • PPSR Security over entire business and all personal property
  • Bricks and mortar security

Legal Recovery Advantages

  • Step in rights
  • Right to sell the property at Auction
  • Interest registered on title
  • Deed of guarantee and indemnity
  • A class lawyers and legal recovery

$200,000 Can Earn You Up To $60,000 Per Annum

Who is our Customer Base?

Our customer strategy at GovCorp Finance is to work with experienced business, property developers and those needing private lending services in Sydney. Generally those requiring funding beyond bank LVR’s use GovCorp Finance for assistance in achieving their desired outcome. As part of our commitment, we follow a thorough due diligence process to ensure that each loan is secured appropriately and reflects the right decision for GovCorp Finance and our Investors.

Risk Management

Managing and minimising risk is an important factor for how we operate. GovCorp Finance takes serious precautions to ensure that all assets are financially clear and without debt before engaging in a loan offer. Our processes include a Personal Property Security Register (PPSR) search that provides a financial check over entire businesses and personal property. In addition, all loans must be secured with bricks and mortar caveats.

GovCorp Finance offers legal recovery advantages including: Step-in rights, Rights to sell the property at auction, Interest registered on the title, Deed of guarantee and indemnity, and we ensure that you receive A-Class lawyers and legal recovery.

Legal Structure

Our structure is designed to protect you, the investor, because under our agreement, you maintain ownership over the security linked to each loan. Gov Corp Finance is the custodian company linked to the loan. This means as the custodian company, we ONLY act as the bare trustee’s.

    Our legal structure can be identified as:

  • Custodian Company; Syndication deed between Custodian Company and investors.

    • Gov Corp Finance as the custodian company acts as mortgage manager on your behalf, and we provide our service to you by:

  • Sourcing multiple opportunities to give you maximum exposure to the market.
  • Conducting a thorough due diligence on each opportunity prior to submitting to you for interest.
  • Approving the opportunity through our credit department to ensure risk is minimised.
  • Managing the mortgage for the lifetime of the loan, enabling you to enjoy the returns while we do the ground work.
  • Funding of any litigation or debt recovery in the very unlikely event of default.

WHY INVEST? Positive return on investment from day 1!

OUR MISSION

GovCorp Finance as the custodian company acts as mortgage manager on your behalf, and we provide our service to you by:

    • sourcing multiple opportunities to give you maximum exposure to the market.
    • conducting a thorough due diligence on each opportunity prior to submitting to you for interest.
    • approving the opportunity through our credit department to ensure risk is minimised.
    • managing the mortgage for the lifetime of the loan, enabling you to enjoy the returns while we do the ground work.
    • funding of any litigation or debt recovery in the very unlikely event of default.

For more information, download our investor guide here and if you are interest in becoming an investor, simply contact us.

CONTACT US

So why is your investment safe with us?

  • Promises a return to Investor?

    YES. Our Investors keep their funds in their own account and draw it down at the time of the transaction and receives the return prescribed in the Investor Agreement typically ranging between 18% –24% per annum.

  • Who receives the full interest income?

    You receive the prescribed rate written in the actual Investor Agreement as agreed upfront. All trailer fees and transactional fees received by GovCorp Finance will be clearly outlined in the Investor Agreement between GovCorp Finance and the Investor. You will typically receive between 18% –24% per annum.

  • Minimum Funds Allocation Period?

    No Lock-in period other than for the duration of the loan itself

  • Who has discretion of investment decision?

    YOU. Not the Loan Manager.

  • Are Investor funds fully secured?

    Your funds will be held in the trust account of Top Tier Accountant & Solicitor, not by GovCorp Finance (refer “Flow of Funds” chart).

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